Accounts and Investments

Accounts and Investments

Optimize the management of your real estate operations with our dedicated current account for developers. Benefit from smooth financial flow management, secure payments, and detailed transaction tracking. Simplify your real estate activities with our current account specially designed to meet your unique needs as a developer. Trust our banking expertise to facilitate your real estate projects starting today.”

Current Account

What is a Commercial Current Account?

A commercial current account is a non-interest-bearing account opened for individuals or legal entities engaged in commercial activities to address their banking needs related to their industrial or commercial activities.

 Who Can Open a Commercial Current Account?

  • Individuals: Merchants, professionals
  • Legal entities: Commercial enterprises, industrial enterprises, or service providers

 What are its advantages?

  • Domiciliation of your turnover
  • Managing your commercial current account facilitates the accounting management of your business
  • Issuance of checkbooks and CIB cards
  • Access to banking operations: check cashing, bank checks, etc.
  • Manage your account freely at any CNEP-Banque branch nationwide
  • Ability to check your account balance and transaction history via CNEP CONNECT
  • Ability to print your bank identification (RIB) at any time
  • Ability to make domestic or interbank transfers 7 days a week, 24 hours a day via the CNEP Connect Entreprise application (Consult CNEP Connect)

Fixed-term deposits

What is a fixed-term deposit?

A fixed-term deposit is an investment of money in Dinars made on the order of the customer for an agreed period.

 Who can benefit from it?

Any individual or legal entity.

 What are its advantages?

  • Preserve your money from the risk of theft and loss.
  • Flexible duration tailored to the customer’s preferences.
  • Have access to your money freely before maturity.
  • This investment option offers an attractive interest that varies based on the investment period in accordance with the bank’s terms and conditions.

Cash vouchers

What is a Cash voucher ?

It is an investment as a debt instrument that can be made by an individual or a legal entity.

The cash voucher can be nominative, to the bearer, or anonymous.

It is issued for a previously agreed-upon term and for an interest.

 Eligibility:

Any individual or legal entity

 Interest:

The interest rate varies depending on the duration of the investment