Accounts and Investments
Optimize your business’s financial management with our specialized banking solutions. Our business accounts provide smooth transaction management and detailed financial flow tracking. You can also benefit from our investments tailored to the needs of businesses, helping you grow your cash surpluses. Maximize your business’s profitability by choosing our accounts and investments designed specifically for you. Trust in our banking expertise and achieve your financial goals today.
What is a Commercial Current Account?
A commercial current account is a non-interest-bearing account opened for individuals or legal entities engaged in commercial activities to address their banking needs related to their industrial or commercial activities.
Who Can Open a Commercial Current Account?
- Individuals: Merchants, professionals
- Legal entities: Commercial enterprises, industrial enterprises, or service providers
What are its advantages?
- Domiciliation of your turnover
- Managing your commercial current account facilitates the accounting management of your business
- Issuance of checkbooks and CIB cards
- Access to banking operations: check cashing, bank checks, etc.
- Manage your account freely at any CNEP Banque branch nationwide
- Ability to check your account balance and transaction history via CNEP CONNECT
- Ability to print your bank identification (RIB) at any time
- Ability to make domestic or interbank transfers 7 days a week, 24 hours a day via the CNEP Connect Entreprise application (see CNEP Connect)
What is a fixed-term deposit?
A fixed-term deposit is an investment of money in Dinars made on the order of the customer for an agreed period.
Who can benefit from it?
Any individual or legal entity.
What are its advantages?
- Preserve your money from the risk of theft and loss.
- Flexible duration tailored to the customer’s preferences.
- Have access to your money freely before maturity.
- This investment option offers an attractive interest that varies based on the investment period in accordance with the bank’s terms and conditions.
What is a Cash voucher ?
It is an investment as a debt instrument that can be made by an individual or a legal entity.
The cash voucher can be nominative, to the bearer, or anonymous.
It is issued for a previously agreed-upon term and for an interest.
Eligibility:
Any individual or legal entity.
Interest:
The interest rate varies depending on the duration of the investment.