About CNEP-Banque


A WELL-ESTABLISHED IDENTITY

A CAREER OF OVER HALF A CENTURY, CHALLENGES, ISSUES, AND ACHIEVEMENTS...

Since its establishment in 1964, CNEP-Bank has continuously asserted itself in the financial landscape, not only as a home finance bank but also as a universal, civic, modern bank that is closer to the Algerian people.

 

Over more than half a century of existence, CNEP-Banque has managed to adapt to the various transformations and restructurings that the Algerian economy has undergone, as well as the requirements of modernization and liberalization of the banking sector.

 

This remarkable career has only solidified the fundamentals of balanced growth, while ensuring CNEP-Banque’s reputation, competitiveness, and the trust of its millions of customers.

OUR EVOLUTION

1971
Establishment of Home Savings
1980
Financing of real estate development programs
1997
Change of status: CNEP (Savings Fund) becomes a universal bank: CNEP-Banque
1998
Launch of Consumer Loans
2005
Strategic repositioning of CNEP-Banque towards real estate financing
2008
Launch of Bancassurance
2011
Strategic repositioning of CNEP-Banque: Authorization for Business Financing
2013
Dematerialization of savings account and launch of the savings card
2015
Launch of the non-interest-bearing savings account (RASMALI)
2016
Opening of the first automated agency KHATABI (Algiers center)
2016
Launch of real estate leasing
2018
CNEP-Banque’s share capital increased from 14 to 46 billion DZD
2020
Launch of Islamic Financing and opening of the first agency dedicated to Islamic Finance, as well as several agencies across CNEP-Banque VB’s networks
2022
Launch of the Cnep-connect mobile application
2023
Launch of operating loans

OUR MISSION

CNEP-Banque is committed to accompanying all Algerians, individuals, professionals, and businesses, residents and non-residents, savers and non-savers, throughout their lives in the realization of their projects.

OUR VALUES

CNEP-Banque maintains a partnership relationship with all its customers and stakeholders, based on its fundamental values.

Trust • Efficiency • Responsibility • Progress

These values have shaped our history, guide our present, and chart the course for our future. They are reflected in our vision, strategy, policies, and procedures. They are conveyed through exemplary behavior and set the standard for the conduct of each of our employees.

It is through the enlightened, natural, and continuous application of our values that we contribute to unity, performance, competitiveness, sustainability, and convey the positive image of our Bank.